FHA Loan

• Minimum 550 credit score required

• Down payment of 3.5% required

Conventional Loan

• Minimum 620 credit score required

• Down payment of 3% to 5%

VA Loan

• Minimum 580 credit score required

• No down payment required

• Must be a US veteran

Down Payment

Assistance

• Minimum 660 credit score required

• State agency will cover your down payment

• May also cover a portion of closing costs